Model Tiers

Plans for every financial situation

Two model tiers to meet your needs.

Free
Foundation
Free model for fast retirement scenario testing
Explore the Model
Explore the Model
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Same engine, simplified assumptions
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Fast scenario exploration
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Core retirement projection
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Visual probability outputs
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No account required
Early Access
Pro
Detailed modeling for advanced users.
Request Access
Request Access
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Full control of asset assumptions
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More detailed tax modeling
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AI Advisor review
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Scenario comparisons
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Stress testing
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Scenario Saving

Frequently Asked Questions

Who is Valera meant for?
Valera is designed for individuals who want a more rigorous way to evaluate their financial plan. It’s especially useful for professionals, early retirees, and thoughtful planners who want to understand how their plan holds up across a wide range of market outcomes. You don’t need to be an expert, but Valera is built for users who want more depth than simple rule-of-thumb calculators.
What is the difference between Foundation and Pro?
Yes, you retain full ownership of everything you create on the platform. You can export your code at any time to GitHub or download the source files. You are free to monetize, sell, or license your applications.
Who can access Pro mode today?
Pro is currently available through limited early access. This allows us to refine the experience with a focused group of users before broader release. If you’re interested in Pro, you can request access and we’ll follow up as availability expands.
Does Valera have an app?
Valera runs directly in your browser and is optimized for desktop use. It can be accessed on mobile devices, but the full modeling experience is best on a larger screen. There is currently no dedicated mobile app.
Is my personal information at risk?
Valera is designed to minimize the need for sensitive personal data. Scenarios are stored locally in your browser and are not transmitted to Valera’s servers for review or analysis. We use standard security practices to protect the platform, and privacy-conscious design remains a core priority as Valera evolves.
Is Valera financial advice?
Valera is an analytical planning tool designed to help you explore potential financial outcomes. It does not provide personalized financial advice, investment recommendations, or tax advice. You should consider consulting a qualified professional for advice specific to your situation.

Test your future before you live it

Simulate outcomes. Make better decisions.
Explore the Model
Explore the Model